Shop Now for Later. If you wait until after a major holiday to shop for your decorations, and non perishable gifts, you will save a TON of money. Plus, you will be well prepared for the next time around! Now, that’s frugal.
Save Money on Garbage Bags. For your office, bathroom, or any small wastebaskets, use plastic bags that you get from the grocery store for FREE! When the basket is full, tie the handles on the bag and throw it away.
Debt is a Poor Investment. You may get your treats up front, but you pay a high price later. Delayed gratification will save you stress in the long run.
I had a friend who would freeze her credit cards in a jar of water. If she saw something she really wanted, she had to wait for the credit cards to defrost. This gave her time to talk herself down from the debt ledge. She has never gotten back into debt again!
Final thought: Your Money Matters, so get rid of all your credit cards. Or, at the very least, cut up all but one of your credit cards , and find a way to prevent yourself from the debt monster!
Coupons are Worth the Effort. I know how busy life can be. Women are overwhelmed with things to do. However, the simple task of clipping coupons can save you hundreds of dollars each year!
Final Thought: Unfortunately, it does take a little time to cut coupons. So, you will have to make some extra time in your already busy schedule. The good news is that you will have those extra dollars you need to buy those cute shoes!