Money Tips with Lara: Debt is a Poor Investment

Debt is a Poor Investment. You may get your treats up front, but you pay a high price later. Delayed gratification will save you stress in the long run.

I had a friend who would freeze her credit cards in a jar of water. If she saw something she really wanted, she had to wait for the credit cards to defrost. This gave her time to talk herself down from the debt ledge. She has never gotten back into debt again!

Final thought: Your Money Matters, so get rid of all your credit cards. Or, at the very least, cut up all but one of your credit cards , and find a way to prevent yourself from the debt monster!